|FACTS||What does the Florida Market Assistance Plan (FMAP) do with your personal information?|
|Why?||Financial organizations choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect, and share includes the following:
Per Florida Statute, FMAP is maintained and operated by Citizens Property Insurance Corporation (Citizens). On behalf of FMAP, Citizens uses physical, technical, and administrative safeguards, based on industry standard practices, to protect your private personal information against loss, theft, unauthorized access, and disclosure.
|How?||All financial organizations need to share clients' personal information to run their everyday operations. In the section below, we list the reasons financial organizations can share their clients' personal information, the reasons FMAP chooses to share, and whether you can limit this sharing.|
|Reasons we can share your personal information||Does FMAP share?||Can you limit this sharing?|
|For our everyday transaction processing purposes: We use your personal information to facilitate the services you request, matching property quote requests with agents and insurance companies that may be able to offer coverage. Information may be shared to respond to court orders and legal investigations, and as permitted by federal and state law.||Yes||No|
|For our marketing purposes: To offer our products and services to you||No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes: Information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes: Information about your creditworthiness||No||We don't share|
|For non affiliates to market to you: The information you provide will be made available to Florida licensed agents and insurance companies participating in FMAP solely for the purpose of offering you insurance coverage. All agents and insurance companies participating in the Plan have certified to the above and are legally bound to only use the information you provide for this reason.||Yes||No. FMAP cannot complete the transactions you request without sharing the information as described. We don’t share for any other purpose.|
|What We Do|
|How does FMAP & Citizens protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees and vendors are authorized to access information only for valid business reasons. They must agree in writing to maintain the confidentiality of non-public personal information.|
|How does FMAP collect my personal information?||We collect your personal information, for example, when:
|Why can't I limit all sharing?||Federal law gives you the right to limit only:
|Affiliates||These are companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial or nonfinancial. Nonaffiliates we share with can include:
|Joint marketing||This is a formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information|
State law: The Florida public records law requires that all information received by a state entity be made available to anyone upon request, including e-mail addresses, unless the information is subject to a specific statutory exemption.
The Public Records Custodian can be contacted at:
Public Records Custodian